Self-employed people are working while ill according to research from AIG Life Limited because they worry about arranging medical appointments during working hours. A study among more than 2,000 employees and self-employed workers found more than three out of four (76 per cent) self-employed workers say they generally work on even when they are unwell because they feel they cannot take time off.
Self-employment is one of the fastest-growing types of employment in the UK with more than 4.98 million people currently working for themselves made up of around 3.3 million men and 1.67 million women. But working for yourself does not translate into greater flexibility, the research found. Around six out of 10 (57 per cent) of self-employed say they do not have time to look after their health while 71 per cent believe the UK health service does not cater for people who cannot attend medical appointments in a standard 9am to 5pm day.
“Working for yourself might seem to offer more flexibility but we found many self-employed people feel they don’t have that space when it comes to organising medical appointments,” confirmed Debbie Bolton, head of customer operations & chief underwriter at AIG Life. “Many self-employed people will keep working when they are ill because they they can’t afford to lose out on jobs. In addition to this, it is a challenge to arrange appointments at a time to suit them.
“It’s really important that the self-employed and business owners make time to look after their health,” she added, “their businesses, families and their livelihoods rely on them being well enough to work. If people want to enjoy a long life, it’s better to make time early on to check their health is ok as leaving it longer could mean they’re risking illnesses that could take longer to recover from.
“Technology can help and video consultations can be a solution for many of us when we feel time-poor, which is where services such as Smart Health and its virtual GP can be a very valuable additional service for customers.”
To give people greater control of their health and wellbeing, AIG Life has launched online health service Smart Health to give new and existing customers unlimited, 24-hour access to online health services with their protection insurance and at no extra cost. They can use the dedicated Smart Health GP app to make and manage their appointments at a time that suits them.
AIG’s research found around two out of three (64 per cent) of employed and self-employed workers believe video consultations by phone or tablet would be easier than face-to-face appointments.